The deadline is Jan. 12 to apply for federal disaster assistance if you suffered damage from Hurricane Ian.
FEMA has already provided $4.4 billion in grants, disaster loans and flood insurance for the storm in Florida.
And FEMA assistance with rent, home repairs and property replacement is still available in 26 counties, including most of Central Florida. So are low-interest disaster loans from the Small Business Administration.
You can get started on DisasterAssistance.gov, by phone at 800-621-3362 or by visiting a Disaster Recovery Center.
FEMA spokeswoman Deanna Frazier has this message for Hurricane Ian survivors: "Do not leave money on the table, because that's what you're doing if you do not apply for FEMA assistance."
Frazier said that, if your application is denied, don't just give up.
"If you have received a determination letter stating that you are ineligible for assistance, that is not the end of the conversation with FEMA," she said.
The issue could be as simple as missing documentation or a typo on your application.
As for damage from Hurricane Nicole, FEMA is providing individual assistance in several counties, including Volusia, Lake and Brevard.
That application deadline is Feb. 13.
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